Terms of Use

Last updated: 14 May 2026

Information only

Everything on edinburghwealth.co.uk, including the framework set out across the seven service areas, the allowance and rate figures for 2026/27, the case studies, and the FAQ answers, is general information for households in Edinburgh, City of Edinburgh and beyond. Nothing on this site is a recommendation to buy, sell, hold or transfer any financial product, and nothing on this site is regulated financial advice.

Regulatory position

We are not authorised by the Financial Conduct Authority. We do not give regulated financial advice and we do not sell financial products. We are an information service.

Where a question requires regulated advice, for example a defined-benefit pension transfer recommendation, a specific investment recommendation, or detailed inheritance tax structuring on a real estate, we refer households to FCA-authorised firms. The regulated firm carries out the formal fact-find, presents a written recommendation in line with FCA rules, and implements the recommendation if the household accepts it. Always check any firm and adviser on the FCA Financial Services Register at register.fca.org.uk before instructing them. The Financial Services Compensation Scheme covers regulated advice up to £85,000 per person per institution where advice turns out to have been negligent.

No advice

Information on this site is general commentary on the wealth management market in Edinburgh, City of Edinburgh, and the wider Scotland. It is not financial, legal, or tax advice. You should take your own professional advice from an FCA-authorised adviser, accountant or solicitor before making decisions affecting your circumstances.

Past performance and projections

Where this site references historical investment returns, allowance figures, or illustrative projections (for example via the investment growth calculator), past performance is not a guide to future returns, and projected balances assume an assumed annual return that may not be achieved. Real-world investment returns vary year to year and can be negative. Allowance and rate figures are correct at the time of writing and may change in subsequent tax years; always check current HMRC and Treasury guidance for the live position.

Limitation of liability

We make reasonable efforts to keep information on this site accurate and current, but we do not warrant that the content is complete or free of error. To the fullest extent permitted by law we exclude liability for any loss or damage arising from reliance on this site's content. Nothing on this page limits any liability that cannot be excluded under English law.

Intellectual property

Content on this site is owned by or licensed to Edinburgh Wealth Management. You may view, save, and print pages for your own non-commercial reference. Republication, scraping for commercial use, or training of generative-AI models on this content without our written permission is not authorised.

Governing law

These terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction over any dispute arising in connection with this site.

Contact

For questions about these terms contact us at hello@edinburghwealth.co.uk or call 0131 496 0123.